Cash or Check
You may fulfill your three-year commitment in the form of cash or check. Please make checks payable to St. Joseph Church- Fullerton.
Matching Gifts
Many employers will offer to match your gift or pledge. Please
contact your Human Resources Department to see if St. Joseph
qualifies as a designated charity.
Securities
Appreciated securities, held longer than a year, can provide an
attractive means of giving. This type of gift permits a donor to
use the full value of the security at the time of donation as a
tax deduction, while avoiding the capital gains tax that would
otherwise be imposed if the security were sold. Donors may also
choose to donate stock in order to claim a loss, which may be
beneficial for tax circumstances. In either case, the stock must first
be transferred to the parish before being liquidated.
Gifts from Retirement Accounts
A qualified charitable distribution (QCD), also known as an IRA
charitable rollover gift, allows individuals currently participating
in a Required Minimum Distribution (RMD) to make an outright
gift of up to $100,000 from an IRA directly to the campaign
and exclude it from taxable income. One of the key benefits
of the direct charitable contribution from your IRA is that the
distribution counts towards your Required Minimum Distribution
(RMD).
Life Insurance
St. Joseph may be named as the beneficiary of a life insurance
policy or ownership of an existing policy may be transferred to the
parish.
Legacy Gift
A gift through your estate in the form of a bequest is a great
way to leave a lasting legacy. A bequest naming St. Joseph as the
beneficiary would allow you to make a larger gift that would benefit
generations to come. Please let us know if this simple gift giving
method is of interest to you.